5 Actions That Will Help You Start Tackling Your Debt

Don’t wait for a resolution, a life-change, or more money – create the discipline of paying on your debt now. Even if you can’t pay as much as you’d like, doing the smallest amount and setting yourself up in other areas will make an impact.

So, we are looking at five practical actions you can start that will put you on the track to staying on top of your debt and ultimately, paying it off. If you’ve been waiting for a sign to start your game plan – this is your flashing neon light.

Start a passive line of small savings. Whether you’ve been saving or not, always start your seasons of paying with saving. If it’s $5 dollars you save, and $5 dollars you pay – so be it – that’s something, and we aren’t shrugging our shoulders at progress. I favor automation as a way of saving because you can be lazy and benefit from it. Here are some ideas about how to save. You should always be saving. Especially, if you’re spending money. The amount isn’t as important as the discipline.

Pick a piece of debt that you can whittle down. Now that you’ve created a stream of savings that you can pull from, you can decide what debt you’ll diminish. There are tons of strategies, here are a few to get you thinking. Pick what fits you. I personally like hitting the highest interest debt first. That’s what works for me.

Outline how much you want to pay off and how much you’ll pay towards each item. Being specific and honest is the best way to confront your debt. Set a goal or goals for items that you want to pay off/ towards. Then decide how much you’ll allocate to smaller pieces of debt – this will differ based on your strategy. It’s important here to consider your season of life. If it’s in your best interest to make big payments towards something – do it. However, if slow and steady is better for you do it. Movement is movement.

Keep focus. It’s not fun or a good time paying off debt. It can feel easy to cut corners, or stop and wait until another time. However, keep focus and stay consistent. That’s the best thing you can do. It won’t get easy, but you’ll get closer.  You’ll get to a space where you can re-evaluate and focus your goals in more and see what other options you have. That’s one of the best strategies, pay some, zoom in more, and keep repeating until you’re there.

Follow your budget and make long-term decisions. A budget will help you stay on track. Budgeting your debt and how to pay it is vital. Following a plan will help you eliminate being surprised by numbers. When paying off debt you need to think about the future. Obviously, we can only plan with so much understanding of what will happen. Yet, we can we can do the best we can with what we have. Is your budget non-existent or less than stellar? Read up here on how to start budgeting well.

These actions are easy ways to being to chip away at debt and make it approachable. If it seems intimidating break it down and keep doing that until it’s in pieces small enough to assess. You’ve got this.

Set Goals Today!

Create the Perfect Organized Mudroom

Mudrooms are the ideal catch all. Many mobile homes have them, too – even if it’s only a little extra space in the laundry room. This is the best space to maximize as it can be a place of chaos or calm – depending on your willingness to make it in to an organized space. Let’s get some ideas on how to create and maintain your space!

Needs some inspiration on how to make your area all it can be? Here’s a few of our favorites.

There are a couple must haves that make a mudroom successful:

  • A place for your keys
  • A hook for jackets
  • A spot to put shoes

And a few nice to haves:

  •  A seat/ chair
  • A place for décor/flair

Are these the things your family needs? Think about your everyday and what you unpack most in your home. You may have pets and leash hook is important. You may want this area to also be your mail center. Decide what fits your needs first, then look at how to create it.

Our mud room has a spot for keys, a quote (because I love some inspiration when I come and go), and a small shoe shelf. Our space still needs a little love to be the ideal mudroom catch all.

If you don’t have the appropriate built-ins and don’t want to build your own, try measuring your space and seeing what shelves, benches, hooks, coat racks, etc. You could shop for those items to fit to and make it efficient for your family and keep your home organized.

We hope this gets you ready for coat season and keeps your home a little more organized. Plus, it may just mean getting to work/school on time because you won’t have to look for as many things! They’ll all be in one place.

Organize Your Entire Home!

How to Buy Parts for Your Mobile Home

If you’re repairing your mobile home, updating a room, or even maybe you’re an investor – you probably are looking for mobile home parts. Seems easy enough, right? It can be for sure, but if you’re looking in the wrong places or in the same places as site-built products you may come up short.

Let’s look at how you can find the right product every time.

According to a popular mobile home maintenance site, it’s a good idea to look for part numbers – which can be found on specific pieces. Also, a user’s manual can be quite helpful in the replacement process. If you’re unable to find that – contact your manufacturer.

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Find the right products for your project, by shopping for mobile home specific parts. 

After finding ways to identify the specific product so you can accurately replace it – it’s time to think about where to get your products.

  1. Online. More than likely this will be your best bet. Especially if you live in a rural area or you need a big order. You do want to take extra care when ordering that it matches what you need and call a store if you’re uncertain about parts so they can help you understand what you need to order. Be mindful of return policies! Check out some trusted sites here. *A popular mobile home education site, makes a great point to think about shipping. Bigger items can cost more and you’ll likely have to pay to return an item if it’s wrong or you don’t need it. They make a ton of good suggestions and offer more great tips about ordering parts here.
  1. In store. Look for a mom and pop type shop that will treat you right. Another great suggestion from the repair site, is to take pictures of the parts you need if you aren’t familiar with the parts yourself. This will limit confusion and help an employee help you better.

We hope that you’re able to find the parts you need for your latest project and that this makes your process a little easier. Remember that items like windows are doors are usually specifically cut for mobile homes. Check your sizing on everything you order as well. There’s no size fits all and that’s just another reason we love these diverse homes!

Try This Home Improvement Idea!

Make Your Own Amazing Fall Scents for Your Home

Let’s be real. We all love fall because all the scents are so nostalgic. Being in the house more doesn’t have to be bad a thing. Take your stuffy room and transform it with a blend of all your favorite smells. We’ll help you get started with some easy, natural oil scents that will leave you with your new favorite room freshener. Let’s get started.

Find your dispenser. You can use a cheap spray bottle from the dollar store. That’s probably the best option. Some folks prefer to use a jar with a slotted lid or use a sponge piece soaked with the scent to hold their scent mixture in a glass jar.

Pick a base. You can use witch hazel, rubbing alcohol, vinegar – whatever you like. The base carries the smell of the oil and makes it into a more liquid form, so it can be sprayed and the scent can last.

Pick your scents. Think of smells that are special to you or remind you of good memories. Or just start to try mixing oils according to what sounds good to you. We’ve got a few suggestions to help you get started. You can also put the real item in your bottle along with the oil drops. (ex: actual cloves and clove oil)

 

  • Orange
  • Clove
  • Nutmeg
  • Pine/ evergreen
  • Apple
  • Cinnamon
  • Pumpkin
  • Vanilla

Add some water. You want about the same amount of water as what you used for your base. Shake the contents to mix well and test your scent to see if it’s what you like!

We hope this can be a fun activity for you or your and your family to do together. It’s relatively cost effective and you get to make your own scent and know that it’s natural. 

More Inspiration!

Easy Remedies for a Yellowing Bathtub

Plenty of mobile homes are built with the classic garden tub. This is usually a square, corner tub used for baths only. However, other tubs are popular to with stand up showers built into a traditional rectangle tub. Due to materials used, usually yellowing can happen to these tubs. This is not limited to the material however, any wear and tear to a tub can cause discoloration.

Want to learn more about what could make your tub yellow? Read more here!

So, what are the remedies? Are they affordable? How can we address this cosmetic issue?

Forget the toxic cleaners – these three natural ingredients can be mixed with water and/or left to sit in your tub for a while. Then you can return later (leaving the cleaner to sit for at least 30 minutes will help it work) to scrub them with a gentle sponge and hot water.

  • Vinegar
  • Baking soda
  • Hydrogen peroxide

As you work to find a solution that works be very careful with what you use and do not mix things like bleach or ammonia. Wear gloves to protect your hands from burns or irritation. Ventilate your bathroom well so that fumes don’t bother you and so the space can dry well.

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Make your bathroom a place to relax. 

If cleaning doesn’t strip the yellow coloring away, you might want to try some refinishing paint that will add a fresh face to your tub. As detailed in the link above, you can find kits that will tell you all you need to do to refinish your tub. The kits are quite cost efficient as well.

A popular project site suggests, sanding the tub well before applying the kit. This aids to the longevity of the paint. Also be sure to wear a mask and keep the air flow going. Be sure to follow the instructions closely and practice safety. You may also consider hiring a professional if it feels worth the saved time and you’ve got the budget for it.

We hope that this helps add new life to your bathroom and makes everything feel fresh and clean!

More Bathroom Update Ideas!

6 Super Simple Ways to Save for the Holidays

The holidays are a beautiful time. Yet, sometimes they can be strenuous financially. You shouldn’t have to miss celebrating, giving gifts, or enjoying this special time because of money. We’ll help you think of your budgeting and saving a little bit, so you can enjoy the festivities the way you should. Start now with intention, and you’ll reap the benefits later.

Save $5 dollars a day. If you do this, by Thanksgiving you’ll have $300. Have more wiggle room? Try $10 a day and you’ll have $600. Now you can buy those bigger items, or contribute to the meal, or whatever your budget allows.

Use your skills. Are you an artist? Can you make/ create something well? Skilled at some service/process? If so, consider selling some for some extra cash for the holidays. Also, you could make specific, heartfelt gifts for people. The feeling of being gifted something that took time instead of money is never lost. Make someone feel seen and cared for in the personal gift you give.

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Bring everyone together around your table.

Eat out less. This is a simple one that makes a big impact. Help yourself at the grocery store by buying meat or products you use often in bulk. While you’re at it – invite some friends over and share the warmth of Thanksgiving, Christmas, or whatever you celebrate. Ask them to bring a side, bread, or dessert.

Request or create a new tradition. Sometimes family and friends mean well, but they may have a pricey tradition. If you want to be part of their plans – try thinking of something more financially accessible. By speaking up, you may be helping out your other friends or family who would benefit from this change as well.

Say no to some things. We all know what we do out of obligation. Try to skip those things, along with activities that are expensive. This will also be a nice break and allow you some breathing room during a busy time. Take some time to relax and just be with your family.

Cancel the subscription for a bit. Whether it’s a box service that comes to your house, manicures, whatever luxury that isn’t needed – trim it for now and use the extra cash. You can always restart it later, but for now – enjoy the extra.

We hope these feel like practical ways to save well for the holidays. We want you to enjoy what matters – the memories! May these items give you some motivation to celebrate and have less financial stress!

Tips for Saving While You Shop!

Reducing Waste: An Easy Guide to Integrating Sustainable Solutions

The impact of our waste and a focus on sustainable products has been at the forefront of the news lately. It can feel a little overwhelming to look at this subject and think of changing the way we consume products.

However, making just one small change can be a catalyst to caring and to inspire others to do one thing different, too. Plus, it’s better for the planet, your wallet (in the long run), and it’s overall more efficient. Let’s look at cutting back on some things and what new thing you can try to replace them.

  • Trade that plastic ware and baggies for glassware and beeswax wraps. These products are more durable, you use way less of them over time, and they reduce plastic waste!
  • Forget those paper towels and try to use cloths instead. This saves paper like you wouldn’t believe. You may have to wash a little more, but it’s worth it.
  • In the bathroom? Try a shampoo/conditioner bar instead! The plastic we could reduce from not using a container could be such an easy replacement. There are also some programs that that once you buy an aluminum shampoo bottle, they’ll send you refills and recycle your old bottle.

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    Shampoo bars can last just as long or longer than your plastic shampoo bottle!
  • Try swapping those plastic bags at the grocery for some reusable ones. They only cost a couple dollars and all you have to do is take them along. You can hold way more in one bag and you can even get some insulated ones for freezer/fridge items.
  • Have some clothes that you don’t wear anymore but are in good condition? Try doing a clothes swap with some close friends or donate them to reduce waste and reuse clothing that is still good.
  • Recycle plastic and cardboard. Some areas have pick up for this, but if not and you use a lot of one-time use products – try looking up a place that takes recycling near you and help those items live another life.
  • If you have old tech, try finding a recycling location. These items should not be regularly disposed of, but no one wants them sitting around the house either.
  • Try line drying bulky items. If you use a dishwasher regularly try the energy saving mode and turn off the heat dry. Then you can open it and let the items air dry.

We hope these items help encourage you to reduce or cut out one habit and how to pick up another that can be better for the environment. Being resourceful is easy if you try and it makes a global impact if we all put forth some effort. What step can you start with?

Stay Green in Your Cleaning, Too!

Simple Ways to Prep Your Yard/Exterior for Fall

When I became a homeowner I learned that fall really is the most important time for your lawn. It’s when you put in the most work (or should) and it’s finally not a million degrees, so you can linger in your yard to get some things done. Dig out the gloves, borrow a ladder, free up some storage space, and let’s get busy making your yard ready for autumn!

  • Start your landscaping/gardening. Fall is usually the best time to plant flowers, trees, and some veggies. Check the Farmer’s Almanac for your area. Seasons of planting vary by weather, last frost, and soil type.
  • Another thing to do late summer, early fall is aerate your land. You can usually pay someone to do this, or rent a machine yourself.
  • This is also a great time to start a compost bin. Want less waste, and richer soil? You may just like composting. Follow this easy home magazine to learn more and get some information to help you create your compost station!
  • Clean those gutters. You want them to drain right for the coming season.
  • Also, try putting your tools away. From buckets to water hoses, you’ll want to store anything that can freeze away for now.
  • Sweep off your deck/driveway. Rain and leaves will stain these areas and leave them in a mess. Keep the mess at bay by sweeping off leaves and debris. Same goes for your lawn. Keep them off the grass or mow over them.

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    Keep your deck space looking great!
  • Fix that slippery spot. Lay down some seed for muddy places, stepping stones for uneven areas, etc. It will get worse when it freezes in winter, so best to address it now.

Seasonal maintenance can add longevity to your home, and beauty and safety to your lawn. Take some time this weekend to take care a couple of these items. The long term is worth it!

Now Add Some Flair!

Creating an Outdoor Space for Your Mobile Home

As we shed the heat of summer and invite in some cooler days, it’s time to spend some quality time outside. In order to do that, you’ll need a perfect space for family and friends to gather around. Let’s take the fun outside and start the party!

There are a few maintenance items you can take care of to improve your outdoor space. Let’s look at those before we dive into the decorating bits.

  1. Stain a deck. This is a great way to protect and freshen up your outside area. This will seal and protect the wood while offering a sleek look. It’s also a relatively cheap process. We did ours a couple weeks ago and spent about $200 on all the supplies including paint on a deck of about 300 sq. ft. Our paint job should last 6 to 8 years. Check the weather for about 3 dry days and give yourself an entire day for the project.
  2. Pressure wash the space. Whether you clean your vinyl siding, concrete, etc. this will significantly help the look of your home. It will brighten your home.
  3. Replace or fix skirting. Seamless skirting makes for a beautiful home. Holes and damage to your skirting can make for a messy exterior. Improve the overall look of your home and protect your home by maintaining your skirting.

After tiding up a bit, you’re ready to add some flair.

  • Lighting plays a huge role in creating an outdoor space. Your space can be totally rustic and a splash of lights will make it dream-like. Find some outdoor string lights, float some candles in a pot/ bucket, or find a statement piece. This alone will create the perfect atmosphere.
  • Next, add some shine for the daytime with mirrors. Mirrors also make the space feel like a room with walls and perfectly bring the inside, out. You also can find some affordable mirrors that cost very little but make the space feel bigger and sophisticated.
  • Lastly, add some outdoor furniture. You’ve decorated your space and made it feel like home. Now, you just need to add a place to sit. Furniture adds an inviting element. You can get old, used pieces to have outside as well as make your own table. Think creatively, you could use wood stumps for seats or footstools and not have to spend anything.

We hope you’re able to invite fall in and love your outside space even more!

Add Some Curb Appeal!