When rain happens in droves in can be a threat to any home. If there’s a flooding situation – a mobile home with skirting will need to be checked and serviced appropriately. Since mobile homes are often not on a permanent foundation – caring for them looks a little different than with a site built or home on a slab. The good news is – if you act fast during flooding in or around your home – you may have exponentially less to fix.
- Call your insurance agent and file a claim if you have flood insurance or coverage that may cover the type of damage that has occurred to your home. Filing a claim will help you understand what damage may or may not be covered by your homeowner’s insurance plan. You can then take action to have damage repaired that is not be covered by your insurance. Or this may be a good time to get flood insurance to protect against future flooding.
- Respond to damaged areas quickly. Don’t let water sit. According to a relevant release from FEMA, the best response is a quick one. You’ll want to talk with a licensed contractor before you decide whether the repairs are something you can handle on your own or if you will need to hire a contractor. A contractor will recommend removing wet/damaged flooring in the home if needed. If water is under the home, they advise removing the skirting so the water that’s trapped can evaporate and dry quicker. Removing wet flooring and removing skirting, if done correctly, can help to minimize further damage.
- Install a sump pump. Chances are you may already have one and the flooding was just too quick for it. If not, a sump pump can help to avoid water damage under your mobile home. They work to redistribute water from under your home to a new location. Learn about how a sump pump works.
- If you handle water damaged materials yourself, always wear protection as not all rain water is clean. It could likely be contaminated from the sewer. If you plan to somehow displace water or handle minor repairs yourself wear gloves and take other necessary precautions. Please consult a professional before attempting any repairs yourself.
Flooding can impact your home in a variety of ways. Play it safe, smart, and respond in a timely manner to protect your home from further damage by eliminating water soaked materials and diverting standing water. Water can cause permanent damage and more than likely it will happen where you can’t see it. Protect your investment. We hope these tips help you.
FEMA. 23 July 2019. 16 July 1999. 3 Jan 2018, updated. Flooded Mobile Homes: Damaged or Destroyed? -Timely Response Can Make All the Difference. https://www.fema.gov/news-release/1999/11/16/flooded-mobile-homes-damaged-or-destroyed-timely-response-can-make-all.